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Chase Review

Checking

Overall rating: 8.9/10

Pros

  • Accessibility

    • Chase is one of America's most accessible banks with over 4,700 branches and roughly 16,000 ATMs
  • ​Options

    • Chase offers multiple different checking accounts to fit your needs

  • Bonuses
    • Chase offers a $200 bonus on its Total Checking accountt

Cons

  • Fees

    • $3 fee at non-Chase ATMs in the U.S. for checking accounts

    • $12 monthly fee on checking accounts

      • Can be avoided by having monthly deposits of $500 or more, keeping a beginning day balance of at least $1,500, or having an average beginning day balance of $5,000 or more across certain Chase accounts​

Savings

Overall rating: 4.7/10

Pros

  • Accessibility

  • Fee is easy to avoid

Cons

  • Low interest rates

    • 0.01% interest rate​

  • Fees

    • $5 monthly fee​

      • Can be avoided by having a daily balance of at least $300 or scheduling a recurring transfer of at least $25 from a linked Chase account​

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