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Citibank Review

Checking

Overall rating: 7.3/10

Pros

  • Accessibility

    • Over 2,600 branches and 65,000 ATMs
  • Free withdrawals at all 65,000 ATMs
  • Customer service​​
    • Can contact the bank any hour of the day

Cons

  • Fees

    • $12 monthly fee

      • Waived with $1,500 minimum balance or at least one direct deposit and bill pay per statement period.​

Savings

Overall rating: 6.2/10

Pros

  • Accessibility​

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  • Customer service​

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Cons

  • Low interest rates

    • Citibank's 0.05% APY is nothing to get excited over.

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