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SoFi Bank Review
Checking
Overall rating: 8.6/10
Pros
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No fees
- Fee-free access at all 55,000 Allpoint ATMs
- Very high APY
- SoFi's checking account offers a 1.20% APY which can rise up to 2.50% if you set up Direct Deposit
Cons
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Accessibility
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No physical branches
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Cash deposits cost up to $4.95
Savings
Overall rating: 9.0/10
Pros
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High rates
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1.20% APY which increases to 3.75% if you set up Direct Deposit
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No fees
Cons
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Accessibility
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