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Wells Fargo Review

Checking

Overall rating: 9.2/10

Pros

  • Accessibility

    • With over 4,900 branches and 12,000 ATMs nationwide, Wells Fargo offers a great in-person banking experience.
  • Online banking
    • Wells Fargo offers a highly-rated, easy-to-use mobile app.​
  • Options
    • Wells Fargo offers 4 different Checking accounts.​
      • 2​ of which are interest-bearing​​
        • Prime Checking account (up to 0.10% APY)​
        • Premier Checking account (up to 0.50% APY)

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Cons

  • Fees

    • All 4 of Wells Fargo's checking accounts have fees, which can be waived.

Savings

Overall rating: 6.5/10

Pros

  • Accessibility​

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  • Options
    • Wells Fargo offers 2 different savings accounts​

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  • "Save As You Go" feature
    • ​Well's Fargo's "Save As You Go" feature makes it easier to automatically save if you have a Wells Fargo checking account as well. Every time you use your debit card, one dollar is transferred automatically from your checking account into your savings account.​

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Cons

  • Low interest rates

    • Wells Fargo's 0.15% is below the national average​

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